I actually used to hate this saying growing up, but there is a great truth in it. If someone is trying to help you because you asked for help it is not polite to mock them because they are helping in the way they can help. Sure, during my struggles with monies recently I wanted very much to get that cash in hand. I never did, but things worked out via another blessing. However, I never looked at those trying to help and said "You're not helping me". I told them thanks for their help and continued to speak with them.
You see, some of the best help we can receive as members of the human race is emotional support and guidance during our mundane struggles. In the end, even with all the monies and mundane comforts in the world people are empty without friends, support, and those things that make us part of the cosmic spiritual universe. I may not be able to provide everyone who asks me with monies, I can barely get paid for doing tutoring and tarot readings but I can offer guidance, emotional support, and friendship. It is my hope that people will accept me for what I can give, and not reject me for what I cannot give.
Namaste-Anora